It Starts Here:Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.If you are interested in exploring the possibilities We Want to Talk to You!The USA SCIB Product Specialist, Structuring Analyst will join the SCIB Markets Financing team, supporting the growth of the U.S. client franchise across total return swaps (TRS), repo, margin lending, and other secured financing products.The role combines client coverage and transaction execution with financing analysis, portfolio monitoring, and development of tools and analytics. The Analyst will work closely with senior members of the desk and partners across Sales, Trading, Risk, Legal, and Operations.Support the origination, structuring, pricing, and execution of TRS, margin lending, repo, and other financing transactions for U.S. clients.Support senior desk members in developing client relationships, identifying financing opportunities, preparing client materials, and responding to client requests.Analyze transaction economics, collateral, liquidity, concentration, leverage, counterparty exposure, and other key risk factors.Assist in determining financing terms, including pricing, haircuts, margin requirements, tenor, and structural protections.Monitor transactions and portfolio exposures, including collateral values, margin, concentrations, counterparty risk, and relevant market developments.Build and enhance models, monitoring tools, dashboards, and automated processes to improve pricing, risk management, client coverage, and desk efficiency.Use programming and data analytics to aggregate, analyz